Agreement to Terms

By using Pelican Insurance Calculators, you agree to these terms. Our calculators and tools are for educational purposes only and do not constitute insurance quotes or professional advice.

Educational Purpose

All calculations are estimates based on general data
Results may vary from actual insurance quotes
Not a substitute for professional insurance advice
Consult licensed agents for actual quotes and coverage

User Responsibilities

Provide accurate information for calculations
Use tools responsibly and as intended
Not attempt to manipulate or misuse calculators
Not use automated methods to access services

Intellectual Property

All content, including calculators, tools, and guides, is protected by copyright and other intellectual property laws. Users may not:

Copy or reproduce our tools or content
Modify or create derivative works
Distribute or republish our content
Use our content commercially

Limitation of Liability

Tools provided "as is" without warranty
No guarantee of accuracy or completeness
Not responsible for insurance decisions
No liability for consequential damages

Changes to Terms

We reserve the right to modify these terms at any time. Continued use of our services constitutes acceptance of any changes.

Contact Information

For questions about these terms, contact us at: legal@pelicaninsurancecalc.com